These Terms & Conditions govern your access and use of this CreditNet web site ("CreditNet Site").

By using the CreditNet Site, you agree to these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not use the CreditNet Site.

For purposes of this CreditNet Site, "CreditNet" means Kingsway Financial Assessments Pty Ltd ACN 43 074 731 374, trading as CreditNet Information Services its contractors and all of its and their data sources and suppliers.

CreditNet does not warrant the accuracy, completeness or timeliness of any of the data and/or programs ("Information") available at this CreditNet Site. The Information is provided "as is" without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title or non-infringement.

In no event will CreditNet or its affiliates be liable to any party for any direct, indirect, special, consequential or other damages for any use of or reliance upon the Information found at this Web Site, or on any other linked web site, including, without limitation, lost profits, business interruption, loss of programs or other data, even if CreditNet is expressly advised of the possibility of such damages.

You may be able, through hypertext or other computer links, to gain access to other sites on the Internet that are not part of the CreditNet Site such as PayPal. CreditNet makes no representations, warranties or endorsements with respect to any web site that may be accessed from a CreditNet Site. When you access a non-CreditNet site, please understand that CreditNet has no control over the content or information at that site. It is your responsibility to protect your system from such items as viruses, worms, Trojan horses and other items of a destructive nature.

CreditNet, the CreditNet logo and the CreditNet products referenced in a CreditNet Site are either trademarks, service marks, registered trademarks, copyrights or other intellectual property of CreditNet or its affiliates ("CreditNet IP"). Other products and company names mentioned in a CreditNet Site may be the intellectual property of their respective owners. You may not use any CreditNet IP without the consent of CreditNet.

CreditNet has the right to amend these Terms of Use at any time and without notice to you. Such amendments shall be effective immediately upon posting. You agree to review the CreditNet Site periodically to be aware of any such amendments. Your continued use of a CreditNet Site after such amendments have been made shall constitute acceptance of the amendments.

No part of the CreditNet Site may be reproduced, modified, or distributed in any form or manner without the prior written permission of CreditNet.